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Has Your Car Recently Sustained Hail Damage? What To Do Now
Viivi Kumpula
If you have recently had a storm in your area that involved hail, you might also now have a car with significant hail damage. However, like most people, you likely have not had to deal with hail damage to your vehicle in the past. Before you do anything about the damage done to your car, get to know some of the various steps you should take to handle the situation. Then, you can be sure that you are doing what is best for your finances as well as for your vehicle.
Take Photos of the Damage
First and foremost, as soon as you notice that there is damage to your vehicle after a storm, you should take pictures of it. Do this before you move or drive the vehicle and take several shots from different angles to show the extent of the damage. It will help you to have documentation of the damage to your vehicle immediately after the storm. That way, your insurance company will not be able to attribute the damage to a subsequent storm or issue with your vehicle.
Contact Your Insurance Company
You should not wait to contact your insurance company after you sustain hail damage from a storm. Waiting can lead the insurance company to question whether the damage was caused at the time you say or by a storm at all. Again, before you get in your car to go to work or drive anywhere else, put in a call to your insurance company to start the claim. Tell them what happened and describe the damage. You can also get an email address from your insurance agent to send them the pictures that you already took.
Be Sure You Meet with the Insurance Adjuster
Once your initial claim is filed, your insurance company will schedule a time for an insurance adjuster to come out and look at your vehicle to assess the damage. You should be sure that you take the time to be there for this inspection. You can talk to the adjuster and ask any questions or even point out certain areas of the car where you noticed the most damage. The adjuster will also likely have questions to ask you that can be more easily answered in person rather than in follow-up phone calls.
Get Several Quotes for Repairs
Many auto body shops offer hail damage repair services. However, not all of these auto body shops will offer the same prices for these services. You do not want to accidentally get saddled with needlessly high-cost repairs. As such, you should get multiple price quotes from various body shops. Then, you can compare prices along with the shops' reputations and choose the option that best suits your budget and your repair needs. Contact a company like Superior Dent Solutions to learn more.
Now that you know the steps to take when your car has sustained hail damage, you can get the repair process started right away.
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