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3 Myths About Auto Body Repair
Viivi Kumpula
Passenger vehicles may seem indestructible, but these vehicles are actually surprisingly delicate. Inclement weather, a minor collision, or flying debris all have the potential to damage your vehicle.
Some drivers put off making repairs because of false information they have heard about the auto body repair process. Uncovering the truth about these myths will help you make an educated and informed decision when it comes to restoring your damaged vehicle in the future.
Myth 1. Filing an Auto Body Claim Will Raise Insurance Rates
Car insurance is required by law. The cost of insurance can be a burden for some drivers, and the thought of paying even higher monthly premiums can be enough to deter a driver from seeking auto body repairs.
The truth is that an auto body claim won't automatically raise your insurance rates. The insurance company will evaluate a number of different factors when determining the impact any claim will have on your policy. These factors can include the cause of the damage, your driving history, previous claims, and your payment history.
Rates won't automatically increase just because you file a claim for auto body repairs.
Myth 2. Multiple Repair Estimates Are Needed for Insurance Coverage
Many drivers mistakenly believe that they need to submit at least three estimates to their insurance company in order to receive payment for any repairs made. Few people have time to drive to three separate auto body shops and have their vehicle evaluated by a team of professionals, so this belief can cause drivers to postpone auto body repairs.
Most insurance companies do not require multiple estimates in order to pay for damages that are covered by your insurance policy. A single estimate from the collision repair shop of your choice should suffice.
Myth 3. Auto Body Repairs Are Expensive
Cost can be a determining factor when it comes to a driver deciding to take his or her vehicle to an auto body repair shop. Many drivers are under the assumption that insurance companies will not pay for the repair of minor damage. This simply isn't true.
Your collision insurance policy will outline the details of your coverage. Insurers are often willing to cover the cost of minor repairs so that these small problems don't turn into major issues in the future.
Your insurance agent can work directly with an auto body repair specialist to determine if the repairs needed are covered by your insurance policy. For more information, reach out to professionals in the auto body repair industry like Westside Fender/Body & Refinishing.
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